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Auto insurance policies vary, with some only meeting the minimum legal requirements. These typically cover damages you cause to other vehicles in collisions. In no-fault regions, policies may also cover your own vehicle, and laws usually mandate coverage for certain medical expenses resulting from an accident.
In the event of an accident causing injury to another person, bodily injury liability coverage assists in fulfilling your financial responsibility for the injuries, up to the policy’s selected limit.
If you are involved in an accident caused by an uninsured or underinsured motorist, this coverage can compensate you for bodily injuries and lost wages.
Comprehensive auto insurance policies provide protection beyond the basics, covering your vehicle if it is stolen, damaged by fire, or involved in an accident that doesn’t include other vehicles. Policies may also cover damages caused by uninsured drivers.
Are you seeking comprehensive auto insurance for your car or truck? Contact us to discuss the best coverage options for your needs.
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